Reducing the Costs of Running your House

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As the doom and misery of the house market downturn set in, homeowners need to concentrate on saving pennies from every angle possible. After checking all the available options in regards to lengthening your mortgage and cutting down your monthly payments, it would be a good idea to look closer to home for cutting costs. A little nip and tuck here and there could be the difference in surviving with your home intact. Saving energy and consuming less is a good place to start. Although they might only be minor savings, when you lump them together, the difference is noticeable and will save vital pennies you will need to fight through the downturn.

Energy Saving

This might be common sense, but keeping down your heating or air-conditioning bills can considerably cut down your expenditure. Making sure the temperature gauge on your heater or air-con unit is the ideal solution to control the costs. You would be surprised by how one or two degrees can make a noticeable difference.

Make a concerted effort to purchase appliances that consume lower amounts of energy, such as low energy light bulbs, which use a fifth of the power that a regular light bulb needs. Although the light bulbs are more expensive than regular ones, they will save you money over the long run. Homeowners need to concentrate on greater energy efficiency that provides cost effectiveness.

Little energy saving tips, such as only putting just enough water in the kettle when making a coffee might sound obsessive, but over the month, you will notice the difference. Make sure everything is turned off when you are not using it. This could mean lights, your TV and DVD player on standby at night and your air-con and heating turned off when you go out.

Reduce your Home Insurance

Searching for a cheaper form of home insurance could provide you with much lower monthly bills, but be careful not to sacrifice your insurance cover too much, because in the worst-case scenario, it could prove to be more expensive. The competitive nature of the home insurance market will provide you with cheaper options, so take everything into consideration before making a transaction.

Switching to paperless billing is something homeowners do not think about too often, and although the savings are only minimal, when you put this together with your other cost cutting schemes, your bills should be dramatically lower.

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  • Bunny Behavior In Question?

    I have a 7 month old famelHolland Lop Rabbit and she's the sweetest thing ever. I let her run around the house and she never went to the bathroom anywhere except her cage, she never chews on wires, and she never bit anyone unless she smelled food on their fingers. With the only exception being that she hated being picked up, she was a very well behaved rabbit .
    Until about 2 weeks ago.
    Now she poops everywhere and sometimes pees so I've reduced her to running around only in my bedroom. She bites on occasion more often now. She still doesn't chew on wires, thank God. But now her new thing is she claws at your arm and chews on your clothes to get your arm closer so she can hump it. My mom suggested that I spay her, but it's going to cost me $300!! I honestly don't have that kind of money right now.
    My question is, how long is a rabbit in heat for? And is there anything else I could do to make her less miserable so she'll stop this horrible cycle? My family misses watching her run around the house as well as I. I also want to make her more comfortable as well.
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    The way to overcome the cost of getting her spade/spay/fixed is to call animal shelters and tell them that your rabbit was found outside and abandoned and that you already put advertisements in the paper and around the neighborhood for months and months and no one responded to the add. Therefore the rabbit is considered a "ferrell" meaning it qualifies to be spayed/fixed for free through the animal shelter. This is what you do and they will do it for free.

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  • Would you Vote for me as Prime Minister?

    Here is my Manifesto!

    The European Union:
    -------------------------------

    Withdraw completely from the E.U,only staying in a Free Trade Agreement.

    Scrap the European Human Rights Convention
    Scrap The European Freedom of Movement Act

    NHS
    --------------
    Build one new Super hospital with every specialised facility in every town to reduce the Postcode lottery.
    Invest more money in medical research in Cancer,Mental illness.
    Train more doctors and nurses from Britain

    Local Government
    ------------------------
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    Hold referendums on local issues
    Have the right to sack your local MP
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    Scrap Speed Cameras
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    Government
    ----------------
    Re-from parliament
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    Mp's will have to take a oath to promise to serve the country and the people and not for their own benefit,if they are found to violate this they will be removed and banned from ever running for parliament again.
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    Armed Forces
    ---------------------
    Raise the spending to £100 billion a year
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    Make the Ministry of defence more accountable for finance
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    Fund the navy properly by increasing the number of ships.
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    Freedom of speech
    ---------------------------
    Remove the ridiculous hate speech and terrorism laws which are not been used against terrorists but ordinary people.
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    Immigration
    ------------------
    Close the borders for 5 years
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