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Landlord lost arbitration process. They are now trying to go through our insurance policy. Can they do this? ?
Our rouge landlord recently tried to claim £3k of our deposit when we moved out. We disputed the whole amount as their claim was baseless and we went through the arbitration process and won. We were returned our deposit a few months ago.
We have recently received a letter from loss adjusters at their insurance company saying they are looking to claim against us directly or our own personal insurance policy. Can they do this? It was proven at arbitration that we were innocent of these accusations.
Would really appreciate any advice.
Thank you!
OK, first and foremost ... do NOT ignore these letters. I assume that the landlord was claiming that damage was done to the property and if this is the case, it is possible that the landlord could get money from their insurance company. Standard procedure is that insurance companies will try to get reimbursement from any party that is responsible for the damage. In this case, the landlord probably told the insurance company that you were at fault for the damage and that is why you are being contacted. Your best bet is to send the documents showing the outcome of the arbitration proceedings. This should get the insurance company to back off. If it does not, you may need to get a lawyer to defend you against this.
Good luck to you!
JasonDoes any UK Government have to cut public service budgets when we could save £95 Billion cutting waste?
The Government and opposition have advocated sweeping cuts in public services.
The Politicians and bankers caused the financial problems but as usual the taxpayers and raise billions without effecting public services. If they simply managed the economy better this would effectively save around £95 bln a year.
What else do you think could be scrapped? What can be taxed without public services suffering? Instead of taking it from us why not just scrap what is not needed?
£39 billion to the EU which little is returned to the UK.
£930 Million in the ‘Arms export Guarantee’ when corrupt regimes renege on payment to British arms companies the Taxpayer has to pay the Bill (Source Oxfam Control Arms org)
Cut spending on management and IT systems consultants by half – saving over £3bn a year
Reduce the number of non-medical managers in the NHS by 30 per cent - another £3bn a year
Cut the budgets of all administrative and regulatory quangos by 10 per cent - £2bn more saved
A three-year pay freeze on all public-sector employees earning more than £50,000 a year =£2.5bln
Reduce benefits fraud by both claimants and bureaucrats, halve the number receiving invalidity benefits and make housing benefits only payable after the age of 21 - probably another £10bn. An estimated 98% of benefit fraud is by bureaucrat's collar, waste, and Rouge housing benefit landlords rather than claimants.
Refuse to pay any more contributions to the EU until waste and fraud have been solved and UK auditors have been given the EU accounts a clean bill of health - annual savings over £2bn
Cut the number of non-teaching education staff by 30 per cent - at least another £1 bln.
Introduce a Whistleblowers’ Act which guarantees to pay front line public-sector workers a percentage (say five per cent) of any savings achieved if they report examples of waste to a reorganised, effective NAO, saving at least £10bn.
The £5bn+ ID Cards programme should be abandoned
The NHS computer system database of our records should be dropped £5bn Saved.
We should hand the 2012 Olympics back because it is now a clear mixture of incompetence, arrogance and greed from those bringing us the Games mean the UK cannot stage the Games at a justifiable cost. It costs £10bln and rising.
Of course everything you say makes common sense, I could add 3 times as much.
BUT
Remember there is only one thing which motivates politicians - votes!
Telling the truth - for example 20% reduction in Government payroll - would lose them votes.
Cameron knows exactly what needs to be done but will never tell the truth as those he would sack will not vote for him! I just hope he gets in and then tells the truth and acts!
The harder and sharper the horrible actions are taken that need doing the easier/quicker we can get over it!
I also am amazed as to why landlords are not quick to respond to things that have failed like roofs starting to leak. Ok they have to pay a bit out but in the long run it is going to make there properties better than others and still have tenants in for a long time.
Mouse
Yeah mate a lot of landlords like to get the cash in but are not quick to do the maintenance on the property, how ever I will say that not all landlords are the same. Some are just a bit slow on the up take in todays life style.
Oliver