Holiday Lets

mountainbiker_uk's picture

For the person whom was thinking about stopping his insurance then please dont.

I rented a really nice holiday cottage one year. We took all our very costly digital cameras etc as we was having a nice break and taking lots of photos and videos. Of course we had our own insurance etc.

Now what happend was that all our nice equipment ( purely a costly hobby but worth it ) in the night a pipe in the roof decided to fail. No one had no idea this would happen.

Well everything was all there ready for the next day and well not only did it all get soaked in water but the ceiling came down on it and some of our suit cases was there with clothes and other bit we had not unpacked at that point was also damaged big time.

As soon as we had noticed what had happend we used our camera phones to take photos and started to clear up the mess. Well things was ruined. It takes a long time to buy really good quality stuff such as one camera without a lense at £1000.00 alone.

We contacted the letting company and said about our distress and what had happend. We of course did turn the water off to stop anymore damage happening.

To our amazement they were very understanding about the situation and got a plumber out with in oh about an hour or less. Think he must have been fairly local one. They also got someone out to come and take all the details of what was damaged. We had to prove how much we had paid for stuff and what it would cost to replace everything.

There insurance company amazingly covered this and we got it all back, they also said sorry for the miss adventure and offered us a part refund and discount off another holiday cottage should we wish to book for the future.

So if it had not been for there correct handling of things and having insurance for such disasters we could have been fighting them and getting no where and would have had to claim off our insurance. I know it is not everyone whom has seperate insurance for there belongings. We only took the extra out because of what it would cost to replace all our nice items should the worst happen. We honestly thought it that it would not but we are glad we have a policy and very pleased that the letting company had done things right.

I think we just have to put this one done to one of those things that can happen in a blue moon. So dont think that it can not happen to you because it can.

Mountain_biker uk

bordercollie's picture

Cool Sounds like you were really lucky in the end there.
Although it is a nightmare to go through but I guess you have to say that even the best / really good places can have things go wrong but still at the end of the day you dont expect it to happen at all to you.

Glad to here you got all sorted.

I think from all the posts regarding the insurance I think the original poster has got some very good advice from all the replies there.

When I rent one of these holiday lets I think I will be checking to see what they are exactly covered for and if I need to extend my insurance policy.

bordercollie Smile

Darrell

dogwalker009's picture

Smile Great post on insurance regarding holiday lets.

I am thinking about one of these this year may be in Devon or Cornwall or some where nice like that. I think I shall be asking the letting company if they have any insurance and what am I covered for ext and do I need to extend my insurance policy as I will be taking my laptop and a fairly, well quite good digital camera oh and I wonder if they have internet access but I guess the last one might be pushing it a bit.

veggarden1980's picture

Smile What a really good idea. Urm sounds like you can get a good deal on one of these places some where nice like the above poster has written. i am told there is some very nice parts you can stay there.

Think I will have to look in to this myself as well and yes I will also be asking what insurance these places have and what exactly is covered even if I have to read the small print.

I have to admit that half the time people are to much in a hurry to read the small print and the insurance may just be for if there was a flood from a broken pipe of general public liability.

So that is very good advice to have then. Check out the insurance as well as the price you are renting for the week or forthnight.

Reg

coolseeker's picture

You should consider yourselves very lucky! I was in a similar situation only a few weeks ago. My water heater burst which caused the roof to collapse destroying my home theatre system and basically the entire contents of my living room! I am still waiting for my insurance company to pay up (although they have been very helpful)

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  • Does anyone know a web site that lists vacant holiday lets for last minute availability?

    Need to book a short break away over the New Year and was hoping that they might be a site where vacant properties are listed in one place?
    hiya, write in friday ad in the search column,when it say location type in the place tou want to go to.then it will come up with every wear you want to rent in that place.good luck.
  • Can anyone reccomend a good forum for property investment particulary for holiday lets on a short term basis?


    You will find some good investment tips on the following sites.

    Have a search through the archives for your chosen area(s)

    http://www.overseaspropertymall.com/

    When it comes to marketing/setting up your holiday let, get some excellent advice from people who have done it at

    http://www.laymyhat.com/forum/index.php
    http://groups.yahoo.com/group/vacation_rentals/

    Things to consider include:

    Who are you going to target- family's/golfers/skiers?
    Are there frequent low cost flights there from the major airports?
    Have a look on rental sites for your chosen area, are holiday lets there booked up or empty?

    Hope this helps
  • Does anyone know the cheapest way to host a website for holiday lets?

    holiday let web hosting
    doteasy.com
  • can a house with a private dwelling covenant be used for holiday lets?


    I doubt it
  • with a restrictive covenant "a private dwelling house" is it OK to rent out as holiday lets?

    the actual wording is:
    "The purchaser shall not at any time carry on or suffer to be carried on on the property hereby conveyed or any part thereof any trade or business whatsoever or permit the same to be used for any other purpose other than as a private dwelling house."
    Rentals are legally a business. This states that you can not use the property for any kind of income at all, no renting, no at home business. The only thing you can do is live in the house, even if only part of the year.

    This is not uncommon, vacation renters tend to thrpar tiersparties and have disregard the rights of others, as they are not there long enough to take action against them. This is to assure that your peaceful neighborhood stays that way.
  • How do I advertise my holiday let property?

    I have 2 apartments in the Azores Portugal for holiday lets, I have put them on websites, but have not received any offers yet. Any serious suggestions on how to attract customers please, names of websites etc
    Here's one advert: http://www.villarenters.com/advert_summary.asp?ref=51891
    You advert is noticeably the most expensive on Faial, charging more for sleeping 4 and some places sleeping 6 cost.

    I realise that your place is high-specification, with wireless internet, air-con, and DVD, but marketing a "high-end" product is a bit different to marketing a "cheap" product, and the downside of those sorts of listings is that people can easily compare your rates to those of your competitors.

    I have a marketing client who owns several UK holiday rental places - for her, we set up a blog and a mailing list so that anyone who had expressed an interest in her properties got a monthly email newsletter about her area.

    With her, we set up a competition for people to register for the newsletter - with one subscriber winning a free weekend each year (no strings attached.)

    Clearly, a free weekend rental may be less attractive in the Azores than in the UK, but some initiative to get people to sign up to receive regular information from you is definitely recommended.

    That may be overkill, or too much work for a couple of apartments, but a blog (hosted free on somewhere like Wordpress.com) could be good. Regular information about the kind of things happening in the area, could lead you to a higher Google ranking for searches for things like "Faial holiday let".

    The idea is that, once a week, you'd add a post about something related to the area, or new features (DVD library now available) etc...


    You may, offline, also like to consider things like club magazines. There are regular classifieds in the Morgan Sports Car Club magazine for holiday lets, and its noticeable that some are advertising as classified there, year-in, year-out, so it must be working for them! The Morgan Club may be the wrong market (the holiday properties that are advertised there tend to be ones people can drive to on a "European Car Tour"), but other clubs may be of interest.

    Your local Church may produce a magazine that has low advertising rates.

    Never underestimate the power of postcards in newsagent windows.


    The bottom line though, to any succesful property marketing campaign is that there is no single "magic bullet" - you need to be concentrating on multiple avenues.


    What you MUST do, at the very least, is keep in touch with past clients - send them a monthly/quarterly newsletter through the post... offer them a "return stay" discount of 10%, or offer them a £50 "thank you" if they recommend a friend who ends up staying.
  • Holiday lets in australia?

    Looking for holiday letting in Terrigel district new south wales australia
    I wish I had the direct link for you, we to their EAC i think it was, and then typed in Terrigal, we weren't particular convinced, we compared to another close by, The Entrance, and we found a place right across the road beach.

    We would have been happy with a one bedroom, but this had two, little kitchen, bathroom, living room, off street parking which you need in their busy season.

    The cleaning after we left was included as long as it was tidy and the garbage out.

    Chris
  • A farm in wales with holiday lets maybe called trebbyleford?


    I think it's safe to say there's nowhere by that name, if it is then it's not marked on any map of the UK. I've got a computerised map of the whole of the UK which includes farm names, there's nothing by that or a similar name.

    Lots of holiday lets in Wales. Maybe these search results will help... http://www.google.co.uk/search?hl=en&q=wales+holiday+lets&meta=
  • What are the legal laws regarding holiday let?

    I have a property which only has permission to be let as a holiday let. I let it to a guy from Poland, who also has a house in Poland. He pays the rates, we remove the rubbish. The council have written saying they believe it is being used as a perminant residence. Does anyone know what the legal definition of "holiday let" is in the U.K.
    You are not using it as a holiday let but a permanent residence. Your Council will tell you how many weeks per year it can rented. A holiday let is for 1 person/family for a few weeks, not the same person for months.
  • where can i find details of holiday lets in cornwall that accept pets?


    Here are some links to sites where the cottage owners allow pets...
    http://www.cottages4you.co.uk/c4y_homepage.html
    http://www.welcomecottages.com/welu_homepage.html
    http://www.chooseacottage.co.uk/partners/DGP/index.asp
    Enjoy your stay!