loan companys

Go with your bank you will have more of a chance of being accepted.

Credit is thrown at you from every direction and the buy now pay later seems easy. People dont save anymore they want it and then want to pay for it after, ok for some things like interest free credit. I think the main problem is the lack of education. If you ask someone how much they owe they will say for eg £30,000 I bet if they added it up correctly and looked properly it would be nearer £50,000. If credit was taught in schools basic things like how to work out apr,s and the amount of interest you would pay on a credit card if you only made minimum payments then they may be less quick to take these hugely expensive forms of credit. I think we are heading for a debt crisis. More bankrupcys are going to happen because the iva is becoming too difficult due to creditors putting unrealistic criteria, and some that are approved are unrealistic and doomed to failure which usually results in bankrupcy. The government needs to step in and stop things like the tix which is a group of creditors allowing one company to vote for them which can leave someone with no chance of acceptance and they are also dictating fees which could result in some insolvency practioners not taking on the lower amount iva's because they will not get enough to cover their costs thus leaving some with no option other than to struggle on or go bankrupt, with the possibility of losing their home.
Credit is ok if you know how to use it correctly and to your advantage. These debt companys have sprung up because there is a need for them, the problem is sorting the good from the bad. If you are struggliong with debt find a good insolvency practioner, dont go for the ones on the telly they are more like a production line and for this type of situation you need a personal service.

I think you will be turned down as your credit record will show you are using payday loans and are therefore a very bad risk!

Try out a payday loan vendor, they usually only check your bank account to see if a regular flow of income is coming to your account or not. As so there is no need for employment verification.

You get get more details at http://www.paydaybank.co.uk

Before approaching a doorstep selling Company, you might find it useful to read this website. It is specific to East Sussex

http://webcache.googleusercontent.com/search?q=cache:QU65uKQzDQYJ:www.theargus.co.uk/news/2281716.print/+doorstep+loan+companies+in+east+sussex&cd=2&hl=en&ct=clnk&gl=uk&source=www.google.co.uk

Its common practise for loan brokers, there not actual loan companies, they charge you an upfront fee for them to find you somone who MIGHT be able to give you a loan. Half the time they will take your money and you won't ever hear back the other half you will be given to another compnay who will ask for another fee to process your application, then another for a fee to send you an offer etc... You won't ever get a loan this way, if you can't get one through your bank or through another high street lender then you won't be able to get one through a broker either as they run on the same credit check scheme.

Here in Glasgow they are the only two companies available.