credit card bill

NEVER send cash in the mail. Capital One has bank branches all over the U.S. depending on where you live and you can make the payment online. Or if you have a checking account, you can set up the payment with online billpay

I am so sorry to read of your situation. It appears that your have suffered greatly. Calling creditor is not a good idea because they are brutal and do not have any consideration for your situation.

HOWEVER PLEASE DO NOT IGNORE THE SITUATION. What can happen is that judgements will be made giving creditors the ability to collect by putting a lien on anything which you own, have an interest in now or in the future.

Contact an agency that can help with contacting creditors. There are many non -profit agencies and are really helpful. You will be able to determine if there is any hope to pay these bills in a structured payment plan which is more affordable than the present agreement.

It is important to get creditors to stop calling or sending you nasty mail because it bring your moral down and takes your peace.

You need to start the day with an upbeat attitude. I imagine seeing collection letters in your mail box or dodging phone calls is horrible.

Your phone needs to be open to receive calls from family, medical professional and employer contact.

Next, and if it is not feasible to pay your debt, schedule an appointment with a bankruptcy attorney or do it yourself using a paralegal or legal aid assistance.

Obtain the bankruptcy forms, look at the them carefully and just start filling them out. You can obtain these forms at the Superior Court, on line or from a bankruptcy attorney's office or a paralegal.

Get a fresh start and do not waste time thinking about it. Just accept your situation, deal with it with honor and go forward.

You have your whole life to build a solid financial status. Know what mistakes you and your spouse made and avoid them again.

Take care of yourself and your family by getting on with this unpleasant task.

Good luck

The She Beast

don't you think the uk has enough poplulation ! i suggest if your engilsh (proper) you should know that (fully)

No, they expect 'real' money.

If your PayPal account has some money in it, them I suggest transfer it to your Bank a/c and pay the Credit Card from the Bank a/c.

If the PayPal a/c has no balance, then all you are doing is paying one Credit card with another one.

This is the same as a Balance Transfer (except PayPal will take 3% comission).

Why wouldn't they? who would decline money?

Worst case scenario, say something along the lines of, "i don't need to know the exact amount, but would $X be enough to cover the statement bill?"

A family lost their electricity, so I secretly paid their bill without know the statement, I just told them an address, and would $x be sufficient"

You need to have internet banking to be able to do that,. They won't charge you but without internet banking you can't pay it online. You can pay through automated phone service though!

Soni is right,but if you want to be honest about it then cari is right.If it was me they wouldn't get a penny.The credit card company wouldn't take you to court because the cost would be more than you owe them and it would take a stupid judge to fine you an amount you could not afford to pay.I know this for a fact because i had a credit card and did'nt pay a penny to them,they sent me a few threatening letters but they weren't getting their money anyway,its their loss.

I owed a card 11p once. I called them and they wiped it off. i didnt even have to ask.