Park Home Caravan Insurance
I have just found a website online while I was just typing in various things to see what I got back and one of them was about insurance for my touring caravan.
The company I found first said it dealt with Specialist Park Home Insurance and also that it covered all shapes and sizes of caravans.
Well we have never had the thing insured before but now we have bought a more up to date one we thought it be a good idea to have a look round and see what was available. I always thought it was covered on your house insurance but then again what do I know. I am quite liking this website and am getting to grips with the whole interweb thing.
I was quite amazed when I saw specialist insurance for Park Homes. I would have thought that just a basic home insurance policy would have covered it but no doubt there would be something saying that it was not made from bricks and mortar so they can not insure it or something sill.
Anyone else got a touring caravan or static on a site or even a Park home they have gone to insure. Just wondered if you found out similar to what I have.
Fred
View answers to similar questions
Caravan Park Insurance Fees?
can static caravan / holiday home park-owners charge a fee ( £40 plus) just to check / photocopy the caravan owners annual insurance policy Is this legal
If it is in their standard terms and conditions then yes they can. this would be a civil matter not one of law making it illegal or legalTrying to get insurance for static caravan on own land?
We have bought a static caravan to site on our own land for letting, but our house insurer says it will invalidate our current home insurance. Caravan insurers won't insure unless sited on a licensed park. Business or home insurers won't insure our home with the caravan on the land...Surely, since many other homes have letting caravans, there MUST be a way to cover our home, plus liability insurance for a small letting static? Have tried phoning/internet for ages, with no luck. Can anyone help?
No, home insurance isn't designed for caravan parks or multi-unit dwellings, it's just not.
Incidentally, have you checked with your local council on the legality of the plan? Many areas will not allow that sort of thing.holiday chalets/caravans?
i am thinking of buying a holiday caravan/static home to let out. however, i have noticed that the pitch fees at holiday parks are quite high. does anyone do this and does it make any money after you have paid the pitch fees, insurance and then the management fee?
i have also noticed looking on the internet at these types of homes, that loads of chalets are for sale from a holiday park at Earnley, Bracklesham Bay, West Sussex,,, does anyone know why so many people are selling their chalets at this park?
thanks
A relative of mine did the sum on caravans and found that she would loose money. You usually have to agree to replace the caravan after 10 years. Fees go up from year to year. You often have to pay management fees to let and clean the caravan unless you manage to do it all yourself. They don't always manage to let them all, and there's no way of knowing whether yours is one of the ones to be rented out last.
Can only guess about the site at Brackesham It could be that all the chalets were built some time ago and now need fairly major repairs and renovations. OR the site may be under now and unpopular management.our neighbour is a bully and his wall is in need of repair and is fallen onto my property what can I do?
We have had this dispute since he built a house to rent near to our home, he also built a wooden fence on top of his existing smaller border wall (its ancient) the wall is cracked where they erected a fence on top and now its in a terrible state and the soil is fallening through the holes in the brick work
The worse bit was last winter (before the build had taken place) a resident of the pubs caravan park left his keys in his works van and someone (according to them) crashed it into the existing wall kncoking into the side of our place (end bedroom wall) the pub owners said nothing and allowed us to think (as shown on our deeds) that it was our wall so we paid out on our insurance and excess, but then the landlord of the pub and his son (who is a RICS inspector) just came along and cut a 3rd of the new wall down claiming it as theirs as it lined up with the smaller border wall they say is theirs...We have been to a solicitor but she says with bullies like him theres not a lot you can do for under thirty grand...im sick of it actually!
Anything that has fallen onto your side put back over the wall. Buy a 6ft wooden fence from B&Q and erect it on your boundry line. Whatever then happens on the other side is their problem.
UK
I did not know you had to have a special or seperate insurance for such as a touring caravan. I would have thought that your house insurance would have covered it alone.
It just goes to show that you learn new things all the time but certainly interesting topic if anything.
Now I have read the above it has got me thinking as I think I will be looking at what I own and checking with the insurance to see if it is covered and if not how much extra are they going to rob me.
Marcus
Marcus
It is totally amazing the things you learn from the forum on this website. Lots of little hints and tips.
We are thinking about buying a touring caravan but it depends just how much it is going to cost us to buy then I think I will be looking at how much the insurance will be for one and what it covers etc.
Glad you put that post up Fred. Something so small can make a big difference.
Rodney
Road Runner ( meep, meep )
I think caravan insurance is a great idea. Travelling long distances with a huge home vehicle strapped to the back of your car can result in some pretty interesting mishaps! My family and I were road-tripping when our caravan caught a cross-wind and started fish-tailing like mad! We ended up in a ditch with the caravan at right angles to our car! Spent three days in some far flung town while the axle to our car got repaired. Insurance would have come in handy!